“Do not save what is left after spending, but spend what is left after saving.”
— Warren Buffett

Financial literacy is essential for making smart decisions about earning, saving, investing, and managing debt. It empowers individuals to plan for the future, avoid financial stress, and build long-term wealth. For busy professionals, it’s not just about money—it’s about freedom, confidence, and control. Understanding finances means securing your future and living with purpose, not pressure.